If you are injured in an accident caused by another driver, you expect them to have sufficient insurance coverage to pay your damages. But what if they don’t have any insurance coverage, or they only have the bare minimum and it is not enough to cover your damages?
You do have options. If you have uninsured/underinsured motorist coverage, your damages may be covered under your own insurance policy. If not, you will need to do some digging to see if there are other sources of compensation to pay for your damages.
At Seattle Injury Law, we will help you work with your insurance company to reach a fair settlement if you have uninsured motorist coverage. If you do not have that type of coverage, our Seattle car accident attorneys will investigate your accident to determine whether there are any other potentially liable parties.
Our attorneys and investigators leave no stone unturned when protecting our client’s right to recover maximum compensation for their damages. Let us help you with your Seattle uninsured motorist accident. Call (800) 928-5486 or go to our contact page and complete the short form to schedule a free consultation.
Why Trust Seattle Injury Law With Your Personal Injury Claim
Recovering compensation after an accident with an uninsured driver can feel overwhelming, but you don’t have to face it alone. Our firm is built on a commitment to doing what’s right for injury victims, even in the most challenging cases. Here’s why you can feel confident trusting Seattle Injury Law with your claim:
- Experience– Our Seattle personal injury lawyers have protected the rights of thousands of injury victims for over twenty years.
- Integrity- We only take your case if we believe it has merit and that we can recover maximum compensation for you.
- Results– We have recovered over $300 million in settlements and verdicts for our clients.
- Tenacity– Our Seattle uninsured motorist accident attorneys will fight tirelessly to get the justice and maximum financial compensation you deserve.
Does Washington Require Auto Liability Coverage?
Yes, Washington requires all drivers to have an insurance policy that provides at least:
- $25,000 of bodily injury or death for one person in an accident.
- $50,000 of bodily injury or death for any two or more people in an accident.
- $10,000 of property damage per accident.
In anything more than a minor accident, these minimum coverage amounts are likely to be woefully insufficient to cover your damages. You cannot count on other drivers carrying sufficient insurance. It is wise to carry more than just the required minimum coverage to protect yourself and others.
What Is Uninsured/Underinsured Motorist Coverage?
Uninsured motorist coverage compensates you when you are injured in an accident caused by a driver who does not have adequate insurance coverage for your damages.
This type of coverage can protect you against the numerous drivers who illegally drive without insurance. It also protects you against drivers who only carry the required minimum coverage.
Medical costs alone can easily exceed the amount covered under a minimum coverage policy. Having uninsured motorist coverage also protects you if you are injured in a hit-and-run incident and may provide coverage if you are walking or cycling and struck by a vehicle.
What Are The Benefits of Uninsured/Underinsured Coverage?
When you have uninsured/underinsured motorist coverage, you give yourself peace of mind. You will know that even if you are injured by a driver who does not have insurance or does not have sufficient insurance coverage, you will be able to pay for the expenses incurred by the accident.
Uninsured motorist coverage is a form of financial protection. It will help cover your medical expenses, vehicle damages, and other costs incurred in your accident when the at-fault party’s insurance is insufficient, or you were injured by a hit-and-run driver.
What Should I Do If I Am Injured By An Uninsured Driver?
If you have been injured by an uninsured driver, you should contact a Seattle uninsured motorist lawyer from Seattle Injury Law. We will review your insurance policy to determine whether it includes uninsured or underinsured coverage.
You may also have personal injury protection (PIP) and collision coverage in your policy. If so, we can work with your insurer to negotiate a fair settlement of your claim.
If you don’t have insurance coverage for your damages, we will review other options to see how we may be able to recover the compensation you deserve.
How Much Does a Seattle Uninsured Motorist Attorney Charge?
At Seattle Injury Law, we handle your case on a contingency basis. That means that our fee is contingent on recovering your compensation. If we don’t win, you owe nothing.
When we begin working together, we will enter into a written agreement that explains how we will be paid. We will pay all the expenses of pursuing your claim upfront. When we recover the compensation for your damages, we will be paid a percentage of it for our attorney fees.
Contingency fee agreements help level the playing field for injury victims so they can aggressively pursue their claim without risking their own assets.
How Long Do I Have to File a Seattle Personal Injury Claim?
A statute of limitations is the law that sets a deadline to file a personal injury claim. If you miss your deadline, you will not be able to recover compensation. According to Revised Code of Washington §4.16.080, personal injury claims have a statute of limitations of three years.
This means you must file your claim within three years of your accident. There are rare exceptions to the three-year deadline. You must promptly consult an experienced Seattle uninsured motorist attorney to determine your filing deadline.
How a Seattle Uninsured Motorist Lawyer Can Help You Recover Compensation For Your Damages
An experienced Seattle uninsured motorist attorney can evaluate your case and determine your options for recovering compensation. They will review your insurance policy and explain what is covered. If your insurance policy provides coverage for your damages, they can negotiate with the insurer to reach a fair settlement as quickly as possible.
Your attorney will also investigate your accident to determine if there are other potentially liable parties, such as the owner of the vehicle, the driver’s employer, if they were on the job when the accident happened, or another third party whose negligence may have contributed to the accident.
An experienced Seattle uninsured motorist attorney can also investigate the uninsured driver to determine if there are other assets that could be used to pay for your damages. Hiring an experienced Seattle uninsured motorist gives you the greatest chance of recovering maximum compensation when you have been in an accident with an uninsured motorist.
Contact Our Seattle Uninsured Motorist Lawyers Today
If you were injured in an accident caused by an uninsured or underinsured driver, you need help from a Seattle uninsured motorist lawyer to recover the full compensation you deserve.
At Seattle Injury Law, our attorneys have the experience, skills, and resources to negotiate with your insurance company to reach a fair settlement of your claim. If your policy does not provide coverage, we may uncover other potentially liable parties during our investigation of your accident.
Our attorneys and investigators will also examine what other sources of compensation may be available from the at-fault driver. If there is valid coverage for your damages from any source, we will identify it and help you recover the full compensation you are entitled to. Call (800) 928-5486 or visit our contact page and schedule a free consultation with an uninsured motorist attorney from Seattle Injury Law.